Mortgage Banking, Foreclosure, and Lending Services

Overview

Our Mortgage Banking, Foreclosure, and Lending Services attorneys have extensive experience representing financial institutions, mortgage servicers, and note investors throughout the state of Florida, Illinois, Indiana, and New York. Kelley Kronenberg’s Real Estate attorneys have extensive experience handling all of our clients’ default needs including foreclosures, evictions, bankruptcy, REO, and title curative matters.

Foreclosure litigation proceedings require a firm with a particular understanding of Florida foreclosure law, as well as experience with the types of complicated legal issues that these cases typically pose. Our attorneys have experience in the various types of legal issues facing the mortgage lending and servicing industry. Our attorneys possess the skills to manage complex foreclosures involving residential homes, condominium projects, office buildings, apartment complexes, and other commercial properties.

Our Mortgage Banking, Foreclosure, and Lending Service practice includes foreclosure on defaulted mortgage loans, deeds in lieu of foreclosure, and the sale of REO properties for our mortgage lenders. In addition, our practice encompasses trial and appellate representation before federal and state courts. We counsel and defend clients on matters involving the Truth-in-Lending Act (TILA), the Fair Credit Reporting Act (along with state credit reporting acts), Fair Debt Collection Practices Act (FDCPA), Fair and Accurate Credit Transactions (FACTA), Real Estate Settlement Procedures Act (RESPA and the Consumer Protection Act Equal Credit Opportunity Act (ECOA).

Working closely with our Bankruptcy and Restructuring Department, our representation of lenders and loan servicers extends to serving as counsel in connection with the purchase or sale of debt, restructuring, and the enforcement of the rights of lenders, including commercial mortgage foreclosure proceedings and bankruptcy lift-stay proceedings. We focus on reducing costs and delays associated with non-performing loans and recognize the significance of prosecuting a foreclosure action diligently and expeditiously from the commencement of the proceeding through the conveyance of title.

Kelley Kronenberg is committed to loss mitigation alternatives, on behalf of our clients, whenever possible. Our Mortgage Banking, Foreclosure, and Lending Service attorneys know the legal, financial, and reputational risks faced by our banking and loan servicing clients in the contested foreclosure process, and we understand that a loss mitigation solution may be the most cost-effective process for all parties.